Welcome to Kid$Club —the place where all kids can sign-up for FREE membership and enjoy numerous benefits, including:

  • You can read and share your financial success and failure stories with other Kid$Club Members so you can all learn together. If your story is featured in any month, you get a get a free copy of The Kid$Vest Project, Greg’s book on Financial Health.
  • As a member, you will automatically be signed up for The Kid$Vest Blog and receive weekly financial information about budgeting, saving and investing techniques.  You will be on your way to financial security.
  • You are eligible to sign up for the Kid$Vest ultimate action step—a Roth IRA. Our partner, Fidelity Investments, is one of the premier financial services company in the world and they offer Roth IRAs with no-cost setup and low-cost index funds to assure you the best return on your investments. You can logon to your Roth IRA anytime to track results and make changes.
  • There is a 10% discount on any numerous services or tools you order from Kid$Vest.

So join us now and start your personal financial journey!


New Members


Betty from

Bayport, MN


Willie from

Washington, D.C.

Featured Kid$Club Member Story of the Month- Dustin

Dustin grew up on a farm, was a good student and had a great childhood. He didn't get much financial help from Mom & Dad, except that he had a ready job on the farm that paid him an excellent $15 dollars an hour. Not bad for a young kid!

He was making good money, but never saved any of it and spent wildly in his teens and early 20s. After college graduation, he secured a quality IT job with a local start-up Minnesota company. He accumulated $40,000 is stock options and $5,000 in his Roth IRA by his mid-20s. 

He thought he was good at finance, but he never spent time on a budget and continued his overspending. He blew his stock option money on material things (instant gratification) and was forced to spend his entire Roth IRA, when an emergency came up.  To add injury to insult, he had to pay tax and penalties for his improper distributions of his Roth IRA money. In fact, in 2003 he had a credit rating of 412, out of a possible 850.  That meant any money he borrowed on credit cards, cars, and a home, cost him 4-10% more than his peers.  

Finally, when he got married he and his wife started the envelop budgeting strategy. This strategy puts money away each month in an envelope for income, savings, and expenses.  It’s really a version of a Spending Plan (budget) that we discuss in The Kid$Vest Financial Binder (KVFB). They began turning their financial life around.  Ten year later his credit score went over 750. Now in his 30s, he has kids and runs his own company. So even smart, motivated people can get way over their “financial heads.” But like Dustin, we don't have to stay that way!

Take care and have a Kid$Vest Day!

If you want to read more stories like Dustin or add your personal story of financial success or heartache, simply join Kid$Club below.


Kid$Club membership allows you to start a Roth IRA, the ultimate action step for youth who have earned income. You will connect directly to Fidelity Investments, our partner in providing Roth IRA services. If you are under 18 years of age, a parent or guardian must fill out the application with you.

Fidelity Investments offers some of the best youth Roth IRAs available.  That is, there is no up-front or annual fees, no minimums to start, and most importantly, they offer index fund choices that have very low fees. This means you pay less and earn more on the money you accumulate. So, if you are ready to start your financial security program, simply sign-up to become a Kid$Club Member!

Note: For additional tools and services such as Lifelock, a credit card, or insurance coverage, go to the Service page of the Kid$Vest website.